Saddlesnthings offers Afterpay to our customers.  There is a minimum spend of $100 before you can use Afterpay on our site and the maximum spend depends on your credit rating with Afterpay, for new customers we think the limit is $1000. All returns that were purchased through Afterpay have a 10% restocking fee, unless items were damaged or not as described. Afterpay is a great way to purchase your items and then pay them off.  For more information on how it works follow this link